Insurance Test Your Life Insurance Knowledge Related Content Preparation is the Key to Retirement The simplest ideas can sometimes make a massive difference over time. Enjoy this brief video to learn more. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Pullbacks, Corrections, and Bear Markets When the market experiences volatility, it may be a good time to review these common terms.